Shared Care

Shared Care is a unique medical insurance plan offering flexible options for cover and the ability to reduce your premiums by applying a co-payment.

You will have immediate cover in place (once you have confirmed you are happy to proceed with your policy) for any new conditions which may require speedy consultation, diagnosis and an operation. You can be assured there will be no delays with deferred claim periods or decisions made on NHS waiting lists. We offer a quick telephone authorisation of your claim and you can proceed to private healthcare straight away with treatment at a private hospital with your own private room if you wish.

January 2008

What's covered: Core Level

• Unlimited cover for In-patient, Day-patient treatment and hospital charges, including cancer surgery in the UK and EEA (European Economic Area).
• No hospital list - freedom to choose any hospital.
• £25,000 per person, per year for Oncology (Chemotherapy and Radiotherapy and other non-surgical cancer therapies under the management of, and including the fees of, an oncologist)
• 24 hour Private GP Helpline.
• You can choose to Add Options A and/or B for more cover.

What's covered: Option A

Unlimited cover for:

• Specialist consultations.
• Diagnostic tests and imaging Scans.
• Minor surgical procedures.

What's covered: Option B

• Complementary treatment (physiotherapy, osteopathy and chiropractic, podiatry/chiropody, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics) up to £300 per year
• Home nursing up to £500 per year.
• Private ambulance £300, Travel Allowance £50 per year.
• Health screens £150 per year.

What's not covered

• Out-patient treatment unless Option A is chosen.
• Complementary treatment, Home nursing, Private ambulance and Health screens unless Option B is chosen
• Emergency admissions to hospital and any subsequent related treatment or readmission within 28 days of an emergency admission.
• Pre-existing medical conditions before joining the Society. See the Policy Document for general policy exclusions.

The main key features of the plan:

Key benefits:

• You can choose your own package of benefits to suit your needs
• By paying for part of the treatment costs yourself, you can reduce the cost of your cover

To quote

• Choose whether you wish to contribute 25% or 50% of any treatment costs. This will alter the premiums you pay significantly.
• Decide on the level of cover you need.
• The Core level offers cover for hospital in-patient treatment, accommodation and operating costs.
• Adding Option A offers cover for out-patient benefits of specialist consultations and diagnostic tests.
• Adding Option B, to Core level and Option A, makes the plan comprehensive offering additional benefits such as complementary therapy.

Useful links

• Our Pricing Policy
• Excesses
• Oncology Support
• Download Literature
• UK Claims

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