Exeter Friendly Society - Exeter Care Low Cost Private Health Care

Exeter Care Low Cost

The Low Cost plan is designed to cover the most essential aspects of medical treatment in the UK.

It offers an alternative to a comprehensive plan providing peace of mind cover for operations and cancer treatment.

You will have immediate cover in place (once you have confirmed you are happy to proceed with your policy) for any new conditions which may require speedy consultation, diagnosis and an operation. You can be assured there will be no delays with deferred claim periods or decisions made on NHS waiting lists. We offer a quick telephone authorisation of your claim and you can proceed to private healthcare straight away with treatment at a private hospital with your own private room if you wish.

Alternatively if you decide to go NHS, you should also call us as you can claim NHS Hospital Cash Benefit under your policy.

January 2008

What's covered

In-patient treatment hospital charges, including cancer surgery - Paid in Full.
Oncology (Radiotherapy and Chemotherapy treatment and other non-surgical therapies under the management of, and including the fees of, an oncologist) covered to £15,000 per year.
Out-Patient surgery - Paid in Full.
£300 per year for Specialist Consultations and Diagnostic Tests as an Out-Patient.
Hospice Donation of £250.
NHS Hospital Cash Benefit of £100 per day up to £2,000 per year.
24 hour Private GP Helpline
We offer cover in all Capio, Spire, BMI, Classic and Nuffield hospitals. See our hospital search to find the ones closest to you or the ones recommended by your consultant.

What's not covered

Additional cover for extra London hospitals available under Level 1 Hospital List
UK hospitals not on the current Hospital List without prior agreement.
Emergency admissions to hospital and any subsequent related treatment or readmission within 5 days of an emergency admission.
Pre-existing medical conditions before joining the Society. See the Policy Document for general policy exclusions.
Cover outside the UK without prior agreement.