Exeter Care Preferred

The Preferred Plan is designed to offer cover for most aspects of private healthcare in the UK, with a choice of over 300 hospitals and more on the extended list.

You will have immediate cover in place (once you have confirmed you are happy to proceed with your policy) for any new conditions which may require speedy consultation, diagnosis and an operation. You can be assured there will be no delays with deferred claim periods or decisions made on NHS waiting lists. We offer a quick telephone authorisation of your claim and you can proceed to private healthcare straight away with treatment at a private hospital with your own private room if you wish.

Alternatively if you decide to go NHS, you should also call us as you can claim NHS Hospital Cash Benefit under your policy.

January 2008

What's covered

  • In-patient treatment hospital charges, including cancer surgery - Paid in Full.
  • Oncology (Radiotherapy and Chemotherapy and other non-surgical cancer therapies under the management of, and including the fees of, an oncologist) covered to £25,000 per year.
  • £750 for Specialist consultations per year.
  • £2,000 per year for Diagnostic tests (PET, ECG's, other scans) as an Out-patient.
  • £300 per year for Manipulative treatment such as physiotherapy, osteopathy and chiropractic.
  • Other health care professionals benefit such as podiatry/chiropody, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics up to £100 per year.
  • Out-patient surgery performed by a specialist - Paid in Full.
  • Hospice donation of £250.
  • NHS Hospital Cash Benefit of £100 per day up to £2,000 per year.
  • Private ambulance cover of £200 per year.
  • Home nursing of £25 per day up to 30 days per year.
  • 24 hour Private GP Helpline.

What's not covered

  • Additional cover for extra London hospitals available under Level 1 Hospital List
  • UK hospitals not on the current Hospital List without prior agreement.
  • Emergency admissions to hospital and any subsequent related treatment or readmission within 5 days of an emergency admission.
  • Pre-existing medical conditions before joining the Society. See the Policy Document for general policy exclusions.
  • Cover outside the UK without prior agreement.
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